How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Probationary License Insurance
Coverage designed for drivers with court-ordered probationary licenses in Indiana, Montana, and Wyoming. These policies include SR-22 filing and meet approved-purpose restrictions for work, school, and medical travel.
Conditional License Insurance
Policies for conditional license holders in New Jersey, Colorado, and Delaware. New Jersey's Cinderella License includes midnight curfew restrictions and requires DMV surcharge payment instead of SR-22 filing.
Ignition Interlock Insurance
All six states require ignition interlock devices post-DUI during probationary periods. Carriers must file proof of continuous coverage while the device is installed, typically 6 to 24 months depending on state and violation.
SR-22 Insurance
Required in Indiana, Montana, Wyoming, Colorado, and Delaware for probationary license reinstatement. New Jersey uses a DMV surcharge system instead, with annual fees ranging $1,000 to $3,000 for three years.
New Jersey Cinderella License
New Jersey's conditional license allows work, school, and medical driving with a midnight return-home requirement. The state does not use SR-22 filing but requires annual surcharge payments to the DMV for three years post-conviction.
Non-Standard Auto Insurance
Most probationary license holders need non-standard carriers willing to file SR-22 or provide IID coverage. Monthly premiums typically range $150 to $300 depending on state, violation type, and coverage limits selected.